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Banking has been evolved to the next level in India. Within no time India has seen the demonetization and new currency and digitalization as well. Now, we’re living in a nation where mobile wallet apps are useful for money transactions. If you are striving to have a look at the best mobile wallet apps for Android in 2020? Then check out this post of 7 best mobile wallet apps for Android in India.
These payment wallets are the virtual place to safeguard your money, pay to others and perform most banking functions with ease. So, let’s check out the best mobile wallet apps for Android in India.
In this list of the 7 best mobile wallet apps for Android in India, we have listed all the popular apps which you can use to make the secure online payments from your android device. So, let’s check out them in this mobile wallet post.
Google pay is one of the best mobile wallet apps for India its popularly known as the Tez later its name is changed into the Google Pay – Payments app from Google. This app helps users to pay funds to other bank accounts with ease. It supports almost all the banks in India. This Google Pay app works perfectly with the support of UPI.
Right after adding your bank account and setting the UPI PIN, you can easily send or receive payment directly into your bank account with ease. With the help of Google pay you can do all types of transactions such as through Google Pay Number, Bank Account details, QR Code, and even with UPI ID as well.
The special part of Google Pay is it gives you rewards while doing the payment to others. You can get a chance to win money, coupons, and more through its Google rewards. Google has kept the special Tez shield to its transactions so you really don’t have to worry about the money, hacking or other online theft.
In google pay, you can even set google pin or you can use fingerprint as security to open the App. The best part is the daily transaction limit is above 1 lakh per day and 20 times across all the UPI apps out there.
Most of you might already be using this popular mobile wallet for daily transaction. Paytm is one of the most popular wallets and e-commerce platforms in India. It offers lots of digital payment process and it also has its own bank as well. This premium digital service was launched in 2010 and it works as the closed mobile market, where customers can load money into their wallets and make payments. Along with these it also accepts all the eCommerce, travel, retail, and other industries transactions.
Paytm also partnered with lots of schools, electricity board and other sectors to make India run towards the cashless economy.
Paytm is the e-payment brand of India’s leading mobile internet company One97 Communications. The payment app uses VeriSign certified 128-bit encryption technology for secure payments.
Paytm has been widely popular in India mainly because of its offers and cash-backs. It usually gives cashback for all the purchases depending upon what transaction you have done. Interestingly if you hold a saving bank account then PayTm will offer you all the banking services at no extra cost.
Coming to the cash limit, you can keep up to 1lakh INR of deposit in your savings account and can earn an interest of 4% every month from it. It also offers special features to sell or buy digital gold as well.
Paytm has made shopping effortless for Indian users. With just a few clicks you can find all the products hovering in its paytm marketplace. Apart from that, you can use add up to 20,000 per month if you are a non-KYC. But, if you are KYC verified customer you can add up to 1lakh INR
PhonePe is the other popular mobile wallet in India and this was supported by the popular YES Bank. This Phonepe uses a mobile number or UPI to make payments. Currently, this Phonepe is one of the most popular and most heard wallets in social media mainly due to its advertisements.
This app consists of different payment options and possesses its own limits. Users can do transactions up to 1lakh per transaction through the phonepe. Similarly to Google Pay, Phone Pe has a refund policy where you can get rewards for every transaction.
Apart from the rewards, this special app also gives users the chance to redeem their cashback for mobile recharges, merchant payments, bill payments and so on. Generally, the Phonepe cashback will not be reverted to the bank account, you can only use them for recharges and more. Whereas reward money will be directly deposited into your bank account.
Similar to the other e-wallet apps phonepe can also scan QR codes and perform the UPI based payments. The special part of this app is you can find the apps section with different apps such as Fassos, Dominos, Ola, booking.com and more. You can access all these apps and pay directly from the Phonepe app without opening other apps.
BHIM is one of the best mobile wallet apps for Android in India. Its full name is Bharat interface of Money and its government-supported digital payment, especially for India and Indians. This BHIM works mainly on the principle of the Unified Payment Interface method which is also called as UPI.
Soon after downloading and installing the app you have to register and set your own UPI PIN for your bank accounts to make easier transactions with robust protection. This payment app normally uses a UPI PIN for all those transactions. As India is running towards the digital payment this app allows you to access multiple bank accounts in this BHIM App.
This makes the payment process much easier, you can pay either by bank account, IFSC code or through Mobile number, Aadhaar number and QR Code as well. If you’re aadhaar card is attached to the bank account then the payment process from this app makes it hasslefree.
The Aadhaar payment on the BHIM App will not require any registration with UPI or bank. All you have to do is enable this feature while you are adding a bank account to the Aadhaar card. The transaction limit per bank account in a day is Rs. 40,000 in this BHIM app. This app also supports 13 Indian languages and compatible with all the Android versions above 4.0.
MobiKwik is a private mobile wallet app for Android. It’s one of the best private mobile wallet apps for Android. This app is available in both the Android and IOS devices and it has some cool great features as well.
With this app, you can quickly send or receive money, pay your utility bills and easily do recharges. Most of the people love this mobile wallet mainly because it offers lots of coupons and cashback.
This app allows users to shop comfortably and the best part is it even offers instant cash loans for qualified members. Along with those it also accepts UPI based payment similar to the other mobile wallets. In order to get all the benefits from mobikwik, you have to be KYC verified.
MobiKwik is a secure payment gateway, where you can enjoy more than 2,50,00 options and you can get huge discounts while buying products. With this app, you can pay for your fuel bills, electricity bills, gas, water, and other EMI as well. If you want to avoid late charges you can auto-detect amount from your account with its auto-detect feature.
PayZapp is yet another mobile wallet app for Android which is powered by HDFC bank. It’s a complete payment solution you need in this digitalized world. It’s one Click payment option that helps you to recharge your mobile, pay utility bills, DTH recharges, book flight tickets and so on.
In this app with recharges and other payments, you can also pay for Travel, Shopping, movies and much more in just one click. This app supports Bharat QR, mVisa QR, Rupay QR and more.
With PayZapp you can avail great offers at different stores and the best part is getting a discount on the flight tickets, movie tickets and international longue access as well.
To use this app all you have to do is link your credit or debit card and verify your card details. From then you can easily do all the transactions with the one-click payment option.
ICICI Pockets are the cool mobile wallet apps for Android which is powered by the ICICI. It’s a digital bank app that offers great wallet options for their customers. It provides the convenience of banking and helps users to pay for all their transactions. With the help of ICICI pockets, you can transfer money from one account to another account. You can pay bills, book tickets, send gifts, and you can even split bills between friends.
This ICICI Pockets app acts as the virtual VISA card that enables its users to do transactions from any bank and it also provides exclusive deals and discounts for its users. With this app, you can even pay your credit card bills and it’s one of the coolest apps you should be using. This is all about the best mobile wallet apps for Android in India.
Gone are the days when users used to go to an internet browsing center to access their emails and social media accounts, all these are just a click away on their smartphones now which has opened a new market for digital marketers. While large industries can target a larger group of audience owing to their abundant marketing budget, small and medium enterprises (SMEs) have a limited budget hence they need to spend it carefully to only focus on a smaller group of target audience and with mobile marketing doing so good, this is one area where they cannot skimp on the budget.
We have listed below 7 ways mobile marketing is helping SMEs grow their business;
It goes without saying that most people always carry their smartphones around hence reaching them out through their phones by sending an SMS or even marketing emails which they can access from their phones have become relatively easier. You do not have to wait for the users to open their laptops to see your marketing efforts and this makes a lot of difference as the chances that the audience will miss your message reduces drastically. If you manage to come up with a catchy and engaging message, then the chances of getting conversions increases dramatically.
Through mobile phones, to spread brand awareness is easier as the entire day the customer is connected with you hence you can take the benefit of it. Announcing a launch or introducing an app will help in gaining new interests from the audience.
If a customer wants to engage with your brand, in earlier days they had to open their desktop or laptop to do so which delayed the entire process but with mobile-optimized websites nowadays, customers prefer visiting your mobile site and engaging through it as it can be done from anywhere. Most customers also visit their social media accounts through their smartphones, and you have a huge market that you can tap. Also, adding features like a chat on your site can directly link you to the customers and you can pay them personal attention to bring in the conversions.
Another important feature that has improved mobile conversions in recent days is a simple payment gateway for mobile apps and websites so that the customers need not wait to pay from their desktop or laptop.
As most people use their smartphones to access their social media accounts hence mobile marketing can also have an impact on these platforms by targeting the right platform for the type of your audience.
The introduction of useful tools to measure web analytics has made it easy to track your marketing campaigns. Have an eye on how your customers are engaging through their phones and which channel they prefer to engage from. Allocate a higher marketing budget and more effort on that channel to take the benefit of the higher customer engagement to bring in more conversions
Many websites are using marketing tactics like offering extra discounts when you order via mobile app and it has been seen that this has increased the app download rate and engagement through mobile phones as users are always seeking out for best offers before they engage with a brand.
Small business owners need to distribute their limited budget across various marketing areas hence it makes more sense to allocate a larger budget for the areas which brings in good conversions and mobile marketing is one such area which you have to focus on, to stay ahead in the game and keep up with your competitors.
Sometimes or more than often you just want to get away from the hum drum of life. While that is easy to do for some, most of us can’t escape the rat race that has become our lives. But on a lighter side we can always opt for more temporary options to make life more entertaining and that’s where noise cancelling headphones come in. While we can’t avoid the daily commute to office, we can at least make a little more enduring by having our trusty headphones by our side or over our ears, more specifically.
Yeah! We know noise cancelling headphones can be bulky at times and require multiple charges to remain a whole day, there are still some great options out there that has what it takes to become your daily travel buddy. So it back and relax while we take you through some of the best noise cancelling headphones 2019.
Out of all the best noise cancelling headphones 2019 to get, these are the most comfortable pair we’ve tried so far. Not only that the sound quality is just amazing.
As for noise cancelling they work great. They tune out ambient noise such as office chatter, airplane engine noise and your average day traffic noise, making for an easier commute. What makes these headphones all the more great is that it lasts 20 hours on a single charge which is more than what other noise cancelling headphones can boast of.
However one disadvantage with this pair is that they leak sound. This is still ok if you don’t happen to be hearing songs at full blast. Plus did I mention that they are wireless? All things taken note of, these Bose headphones are a good pick any time.
Noise cancellation does not get any better than this. They’re better than the Bose ones mentioned above, in that they do not leak sound when listening at high volumes.
As for the customization option, these headphones come with a cool app that gives you options such as parametric EQ, media player, ANC control, Room effects and more. When it comes to battery life, these headphones will be sure to blow you away with a battery lasting 27 hours on a single charge. Even if you forget to charge it overnight, you just need 10- 15 minutes of juice to get 5 hours of playback. The app also allows you to place an auto timer to switch off charging the headphones when they are charged to your liking. This helps save battery life.
These headphones have a touch sensitive control system that will not work for people in cold climates. If you don’t happen to be such a person then these headphones are a great buy.
These headphones have an even better battery life than the Sony ones mentioned above. Noise cancelling too is decent enough. These headphones get it about just right when it comes to noise cancelling, making it good for the office and bearable for the commute. Plus they aren’t as expensive as the Sony ones seen earlier.
These headphones have an amazing 30 hour battery life that charges to a full charge taking only 2 hours. Besides that the accompanying features like auto off and smart pause too help in saving battery life.
These headphones produce a strong bass and are well suited for genres like hip- hop and EDM. The thing with the extra bass with these headphones is that they sound good for people liking the extra depth but not so good for others. Plus the Plantronics headphones don’t come with a compatible EQ, leaving you with all that extra bass. Another downside with these headphones is that they aren’t that comfortable than the ones mentioned above. But on the plus side of things they aren’t that expensive either.
These may not be your headphones option, but for those who like the earbud type fit, these ones are for you. They have excellent noise cancelling properties given that they are earbuds and not headphones. What’s more is that these ear buds/headphones option comes with excellent noise leakage features which makes sure you aren’t disturbing people with the sound spilling out.
For a earbud option, you’ll find these comfortable when it comes to fit. Plus the noise cancelling features on these earbuds is a total plus for these Bose earbuds.
Sound quality too is good providing a balanced blend across all genres. Battery life of this pair can last you anywhere to 11 hours on a single charge.
However the build isn’t so great with the rubber coating around the neckband peeling off after only a few months of light usage.
If noise cancelling is imperative for you but you can’t justify the price of some of the more capable headphones options out there then this is your best bet. For their price they do a decent enough job of cancelling noise.
They remove ambient sound to a decent enough level and they don’t have any sound leakage problems as well. You get nearly 21 hours of continuous playtime but with 3 hours of charge. They even give a deep bass ensuring fans of intense bass songs are pleased.
However if you’re not a fan of deep bass there is no accompanying app that gives you an EQ option.
All said and done these headphones have the best noise cancellation features for their price range. Plus there’s always the strong bass to get you going.
These are some of the best noise cancelling headphones 2019. Some have excellent noise cancellation features but are expensive while others have a decent enough ANC for their price range. All in all there are options for all those in the market for a good pair of noise cancelling headphones.
If you’ve stopped at this article or reading this article, chances are you’ve either started your own streaming services, or you might even planning to start one in the future. Either way, this article helps you to learn all the essential aspects of how to start a streaming service in 2020.
Usually, most of the users often have lots of questions in their minds how to build a streaming services such as?
If you’re having these questions in mind and striving to get the perfect answer for it? Then you have come to the right place. In this post, I’ll let you know about them.
In the good old days, people used to entertain themselves with their radios and tv programs. People used to wait eagerly till TV channels telecast the program. Whereas, in this modern day, people can entertain themselves at any time or anywhere. They can quickly stream any of their favorite TV programs, movies, and series with ease just with the help of the Internet & Streaming services. The best part is modern TVs have an internet connection, so people don’t have to browse websites. They can opt for streaming services like Netflix, Hulu, HBOMax, and more.
Today streaming services like Netflix, HBO Max are drawing TV viewers from all over the world. The main secret of its popularity is that people can access thousands of programs, series, and movies through these services.
Here the main thing in streaming sites popularity is its content and the convenience they are providing. People can watch any movie, any program, any series whenever they want. They dont have to wait for anything and anyone.
At Present, Netflix is a popular video streaming service that has lots of active user base. If anyone can provide the best features than Netflix, then you can soon gain the upper hand in this famous streaming market.
Now, in this post, we will discuss how to video streaming sites work and how to create your streaming service and monetize it.
Usually, Streaming services like Netflix is SVOD Services, which means Subscription Video on Demand services. At Present, there are lots of SVOD Services such as Netflix, Hulu, Amazon Prime, HBO Max, and more. As the streaming services have lots of viewers, you can make your streaming service and start working on it.
Netflix, like services, is the largest video-on-demand services that have an extensive database of content starting from movies, series, cartoons, and more. People generally pay the monthly or yearly subscription fee to get access to unlimited content on the streaming site.
These streaming services function on almost all the gadgets and all Operating systems like Windows, IOS, Android, MacOS, and more.
So, users can easily download and use these streaming apps for free during their trial period for one month. After the trial period has expired, then automate subscriptions and purchases will appear on the app.
Netflix, like streaming services, is always adding new content to its database to attract new users towards the streaming service.
Some of the features Netflix is presently offering the users are mentioned below:
Until now, we have seen how to streaming services works with Netflix as an example. Now, let’s get into the article on how to start a streaming service like Netflix.
To create the best streaming service, like Netflix. You have to follow the below process to move forward.
Steps to Follow
1: Choose the right strategy to start a streaming service like Netflix.
2: Prepare the Proper business Model.
3: Use a bunch of technologies to create streaming services like Netflix.
4: Add your own style and features to make your service look different from others.
5: Include all requirements to improvise your service.
6: Keep your app up to date to stay ahead of the competition.
Every business needs to have a proper plan. Similarly, you need the right Strategy to launch a streaming service like Netflix. In this article on how to start a streaming service like Netflix, you will know all the details about the right Strategy.
At the start, you should focus on a niche to create a streaming site. Firstly, you should determine what niche you will focus on? Along with that, you also have to look at which type of streaming you will choose.
In general, most people prefer video streaming services, and they are on-demand as well. So, to start and attract the audience towards your streaming site, you have to pick a niche such as “Adventure, Sci-fi, and more.”
You can even choose what type of TV Programs your streaming site will contain and more. Mostly, people pick a specific niche to attract those audiences. For example, if you want to focus on kids, then you can create cartoon specific and kid focus videos in your streaming site.
It is always vital to make your choice at the start. Of course, it’s your decision. You can create multi-niches as well, but you should have a lot of budgets and do a lot of work on the site, but the specific niche can improve your chances of attracting the correct audience.
Firstly, when you have completed selecting a particular niche, you have to plan to create your content. Here the content is always crucial because it is the foundation of the streaming services. So, it all depends on the content if it’s attractive, then users will never opt out of your services.
So, make your choice how often you will update your new content ex: weekly, daily, or monthly. You have to think about other aspects as well, is your content free or users have to pay for watching the videos? And so on. These are only a few crucial issues still there are a lot more, which I will be covering in the below points of how to start a streaming service post.
Usually, you have to get licenses for all types of streaming content which you plan to stream on your website. If you’re wondering how to get a License? Then follow the below points.
All these two options depend on your licensing types, as well.
If you are planning to rent a TV series or movie, then you have to get rights from the distributors in your respective country. In the USA, you can go to SWANK Motion Pictures, Motion Picture Licensing Corporation, and more.
If you want to go with another option means directly head over to the studio and negotiate with them and bring the License you need at the best price.
Note: Make sure you are specific with licenses before you purchase them. There are quite a lot of types of permits, so be perfect in choosing them.
Make a proper decision on how your website design should be and how your app style should be. Usually, people have their own views when they think about streaming services. So, come up with a unique design which you love so that it might be useful for your visitors as well.
Generally, you have two ways to create your style:
Most of the people often go with the second option. Because building an application from scratch can help them make their own presence felt in the streaming industry.
It’s always best to use all the platforms while you are creating a streaming service. Target all the platforms such as Android, IOS, windows, and more. Never forget to create a mobile app because there are a hell lot of people access streaming services from their mobiles.
If you are planning something big, then you should work on a native mobile app for IOS / Android. Also, plan to build a responsive and more personalized app to attract users.
After planning everything, the last step you have to think about is who your target audience is. How you should make them visit your site and so on.
For that, you can use the below methods:
By doing this, you can find your audience. Then you can plan the business model and monetize it accordingly.
All businesses should have their business models when they launch their business. As you are new to the streaming industry, you can follow the Netflix business model.
Although it does not get you immediate success but you can make money after you get proper presence. If your primary motive is to create an active streaming service like Netflix, then you have to work harder and smarter to make profits.
Firstly, to monetize any platform, you have to create a streaming service with unique content or licensed content. Nobody really wants to pay for content that is already available for free. So think differently and come up with the best content and begin to develop your new business.
Now, most of you might be worried about how to monetize your streaming service. If yes, then follow the below ways to monetize your site.
If you’ve created a streaming service, then you can monetize your video platform with a subscription-based model. If your streaming service got clicked, then you can “propose variable plans according to your viewers.”
Ex: Charge then monthly or yearly subscription charge.
As you are beginning from scratch, you should offer a “free trial version” for a month or some period. This can help users to know about your service, and some might even get addicted to it.
If your popularity increases, meaning you can propose new models such as access to a new video library or allow to the special section. This gives you more options to control monetization.
Along with these, you can consider multi-currency support to receive an amount from different places in their local currency.
When it comes to the monetization process, always make sure you plan correctly. If you’re looking for long term business, then you shouldn’t be afraid of losing money in the short term investments.
You can optimize your earnings later on by measuring your clients. If you generally notice a more active user base, then they are more likely to pay for your streaming services. So, you can get a good income from them for a longer period. Carefully track the statistics and act accordingly.
It’s always best to spend the amount on your future. The marketing campaign is the best way to develop your business. But always remember you shouldn’t overspend on marketing expenses without getting the outputs.
Netflix has been a popular streaming network and profitable company, mainly because of its planning. They follow a good marketing strategy with critical factors; that’s why they succeed and earn profits.
In general, to create a streaming service like Netflix, you have to go through a lot of coding and development processes. Although if you hire a freelancer to do your job, then you don’t have to go through this point. If not, then you should use a bunch of technologies and tools to create an SVOD platform.
Let’s check out what technologies are used to create this streaming service:
Usually, there is a broad set of tools that can be used to create a streaming service. If you can’t do all the tasks, then you can give away this task to organizations or freelancers.
In general, video streaming services will have heavy back end work mainly for processing the streaming data transfer. Most of you might be interested to know about the cost of the development for video streaming websites like Netflix then the simple answer for you is it depends. As Netflix is a huge company, they spend a lot of development and continuous updates.
As you are new to the field, video streaming cost heavier than other works. If you are a beginner, you have to use only the main features to reduce its cost. You can add additional features when your business is up and running. If you have enough funds in your hand, then you can easily add other elements.
The average estimation to develop and run Netflix like the app is around $30,000. If we can cut off some features and reduce some features means you can get It around $25,000.
As you are just starting a streaming service, you can avoid most of the development options. This is estimation of how to start a streaming service like Netflix.
As you are building a video streaming service, you should include all the requirements to improvise your service. To make your site more functional, you should have enough storage. Cloud hosting will be the perfect choice for you to safeguard your video content.
So, make sure you always trim your videos perfectly to provide the best and faster experience for users. Also, as a streaming service website, you should use the Content Delivery Network to create stable connectivity at the servers properly. So, your content will not be overloaded and will be accessed by users at a shorter request.
High Bandwidth and Security: If you want to serve your user effectively means you should have a high bandwidth connection. So, make sure you use high and stable bandwidth. Along with that, you should protect your streaming service from all the unwanted intrusions from third parties. Apart from these, you should make sure about SSL encryption, domain restrictions, Geo-restrictions, and more.
Always be upto date with updates to make your site work perfectly. By following the above process you can start a streaming service. Apart from these, you have to spend for IOS and Android apps.